Your a troll because you intentionally selectively quoted me in an attempt to provide the narrative you wanted and because in spite of being told numerous times that leverage is a big reason RE can produce great returns you choose to repeatedly use your in leveraged example.

I would typically consider normal wear and tear, unless there were repeated attempts to mount the TV unsuccessfully, such as missing the studs multiple times, which I have observed on numerous occasions.

He states that he attempted to sell the property for months in a market that has "historically low" inventory, and even still, was unable to get anywhere near the sale price.

I have been attempting to find ways to find expired listings but I am not a realtor so I do not have access to the MLS.

I attempted 6 offers in Indy intending to BRRRR.

You also haven't shared what attempts you've made to reach out to them for an explanation... 

Video, and checklist coming in and going out, this in an attempt to have it work out for both parties.

I am going to attempt this and see how it pans out.

The banks have levels set in place for reduction of 10 percent only every 30-60 days, and sometimes not at all when the volume is higher.This is because an REO has already likely been through an attempted short sale on the market, a courthouse steps auction where the upset value was too high, and now it is the last gasp, but banks don't care.

Every purchase I make, I am attempting to purchase at a discount to market value(which by definition raises CAP rate).