Ryan Wiles to avoid PMI you need to put down at least 20% on an owner occupied 1-4 family home.First time home buyer isn't really a loan product, it's just something lenders use in marketing.

Otherwise, if you are selling a finished product, put it on the MLS where the buyer pool is huge!

They don't just provide a loan, that is just the end product.

I've also been communicating with a gentleman at First Citizens here in Charleston who helped one of my clients purchase an 8 unit last month and he's trying to structure some products for me, as well.

The conventional loan products are the ones that require an individual person to buy the home, be on the mortgage, deed, title, etc.  

The traditional fix is to either rewire, or have an electrician use a product called COPALUM.

@Patrick LiversGo with a no income verification product.

Never be intimated about making calls to a seller - You investor, with your creative knowledge, with your cash with your desire to earn above average income are and always will be a welcome call.A real cold call is about calling a stranger to interest them in a proposal to buy a product. 

I have been calling and visiting local banks and credit unions and last week I found that Verity CU has a Heloc product for investment property (one property per investor).Good luck

The TSP is pretty simple and some people want a fancier product if they are taking their retirement savings out at once.