Thanks for the suggestion.

I am not suggesting you can't acquire a BRRRR home (although it's more difficult right now with the higher interest rates), or you will necessarily fair better with the purchase that requires you to leave your $40,000 of capital in the property.

Any suggestions on what direction to take? 

I would suggest speaking with a HELOC provider first.  

Hey Sam - Great question as it seems very simple on paper, as most things do.

Please drop your suggestions below or message me directly.

Any creative suggestions?

If not, a simple JV agreement will do. 1.

Suggestions are greatly appreciated!

I thought this was as simple as creating (3) separate amortized payment schedules for the amounts owed.