My attorney wrote: it is my understanding that the lender was going to require seller to secure their interest with a second position mortgage.

@Cristian Estremera the initial difference is the financing options.1-4 family are eligible for FNMA, FHA and VA mortgages.5+ units require commercial/DSR loans.As number of units increase over 5, management changes.

The only problem I see with that is I would have to get a conventional loan on my next purchase that would require 20% which I’m trying to avoid.

Yes, it's hard and there's pain and sometimes treatment required.

Couldn’t find reviews for them online, but he denied requiring any nda’s. 

Trial judge granted them stay with no bond required.

But they will require you to file an annual report. 

I know of some people that bought in Anah a couple of years back and had some issues with both legal and physical delivery of their units.

Check the appraisal if they noted it as "Deferred Maintenance" - most DSCR Lenders will require the property to be fully turnkey and either $0 or up to a very small amount, like $2k deferred maintenance noted

I will choose the best comparables to use and then do a market analysis to determine any time adjustments required.