You will also have more lenient DSCR requirements and it will be easier to cash flow quicker.And with Sec8, you see usually higher and stabilized rents than you might otherwise.

I don't know the Utah requirements; but in Colorado I bailed from a franchise as soon as I could.

No personal DTI is required to qualify for this loan and you may borrow up to 75% CLTV (If the property is a long term rental)

They require 2 years of work before my overtime can be considered 'effective income'.

To obtain $200k worth of cash flow at current interest rates would require around $7M worth of purchased real estate in the NY metro region if they all had loans at their nascent stage. 

This would help avoid the large down payment requirements of a rental property (20+% down) vs primary only requires 3%.

Maintenance free and automated.

One of the key advantages of crowdfunding is its accessibility, enabling investors to participate in real estate projects with lower capital requirements compared to traditional methods.

But here in Texas, Water Softeners can go for 4-8K and I won't want that extra expense, plus the yearly maintenance on it. 

Beyond that, the mid-term rent potential on the quadplex units is at the very least $1,500/unit per month once the leases are up (Mid term rentals listed today have a higher potential but would require updates to the units).