Nicely put, Jay, and thank you for the mention.I paid off or refinanced with private money all of my commercial loans. 

Hello BP,Does anyone know of a lender or private lender who will lend on a vacant residential lot in Northern California?

This assignment being private and not recorded, the bank won't know about it.

As such the Garn St Germain Act will protect you against any due on sale clause.When you later change the beneficiary to your LLC, it could technically trigger the due on sale clause, but because this assignment is a private document that is not recorded, the lender won't know about it.

Monday I'll call some private insurance agents.

Then you have the freedom to invest into virtually any asset: real estate, mortgage notes, precious metals, multi-family syndication, note funds, private lending, etc. etc. 

Given we live in an area of California that has high entry costs, we've made the decision to investigate out-of-state options like Cleveland, OH and Little Rock, AK.

@Craig TsSEC does not approve offering that fall under the exemption from registration for private offerings.

It is over on the East End in the privateer HOAThanks

Buy more properties, rehab, and purchase larger properties to reach your end goalA private money lender would be my advice, they will give you the access to funds that you need to grow your business.