Have in mind that most of the buyers that will apply have some sort of obstacle that they cannot go to a bank and get a loan, but that doesn't mean they don't posses the capability of pay a premium for the privilege of owning in the near future, if they don't come through with the agreement to purchase your house at the end of the term then you get to do it all over again with a different buyer, collecting another down payment and keep paying down the mortgage with their rent.

We have a good "case worker" and have found the premiums for these tenants to justify the extra work and risks.Being new to the program we are not familiar with the predictability of future section 8 rental rates. 

This would pay me a premium but I would have to finish out the year before I really realized the gain.2.

Of course, I don't want to pay a premium price because of the seller's market.

Some are more expensive because they include premium features.

@Kevin Yi, Yep, if it's residential that would be the buyer who would give you the premium you want on sale.   

It's a premium upfront, but getting things set up correctly really pays off in the long run! 

I've reached out to Maide Aide before but they charge a premium and are not available on the weekend.

That comes at a premium, and should be reflected in the price of the deal, with a heavy discount to you for doing all the legwork that he neglected.

So my question is, since I’m not putting anything down on the property, should I pay down my premium aggressively during the year i live in it so I can then use a FHA loan to clear up my VA?