They'll let you know if they have a product you currently qualify for, or what you'll need to do to qualify.Anecdotally, I feel like personal residences are very easy to qualify for.

I was hoping I could you use a personal EIN instead of my SSN. 

Talk with a tax person.  

@Nick Rutkowski I have not personally but know people who have land contracts and lease the land to large corporations to build to suit.

I know @Jon Smith personally. 

I called them and they said they cannot open a bank account in such a way that the owner of one bank account is another LLC entity (holding/parent), it has to be a person owning the account.How do you open a bank account in this situation, which banks have you opened an account with the above setup?

You won’t be doing any background check on anybody living in your property, that’s for the person screwing you to do.

I usually don’t post my personal business in here but RE has put me in a very good spot.

Personally, I have been working 3rd shift at a group home for years.

Personally we can start before the 6 month date but I have heard multiple customers tell me other lenders have said they cannot start the application until the 6 month date.