I was prepared to offer $15,000-$$20,000 to buy it outright. 

In order to make sure you're optimizing your tax advantages and adhering to all applicable requirements, even while I can offer broad advise, I suggest speaking with a tax professional or accountant who is knowledgeable with real estate taxation.

I like to figure my estimated cost before I make an offer on the property.

Even if you offered her tons of money.

Maybe you offered too much to the homeowner.

My wife and my professional careers offer *positive thoughts!

They will offer to stay with a friend or family member.

There are other options like Citi and Navy federal that offer secured cards that graduate but some take a long time to graduate.

A family friend of mine who is a long time real estate investor with several properties has offered to sell me one of his properties.

I think it's the best way to get started when you don't have a ton of money to spare, and you are still learning.1. look up on facebook marketplace what other people are offering their rooms for, that will help you get an idea of what you can charge.