You cannot buy a 2-4 unit with 3.5% down on an FHA loan if you have a non-occupying coborroer/cosigner.

It's similar to the FHA 203k, but property doesn't have to be owner occupied.

. Then sometimes map SEPR’s pull up, so even with good top three placement in organic sometimes your 2/3 down the page.I’ve decided to continue with SCO but have also started a non-owner occupied list and bird-dog list to mail to.Insured what are people doing today to generate great leads consistently?

Any exemption limit, if you moved back into it for 2 years would be prorated between the owner occupied years and the non owner occupied years.

I am currently in an owner occupied duplex with a FHA Loan.

I currently occupy a 5 bedroom and use the shared room concept. 

Due to my loan type (FHA), my girlfriend and I lived in the 2-bedroom unit for a year while the other two units were occupied by legacy tenants from the previous owner (who also lived in the 2-bedroom unit).

However, it seems that in COS STR are not allowed unless owner occupied so I am looking at Woodland Park.

@Yuki Yu are you owner occupying? 

They are still advertising Non-Owner Occupied HELOCs on their website up tp 80% LTV at a Prime +1.5% rate.