This experience will be crucial if you decide to pursue a BRRRR strategy with hard money lenders, which can be riskier for beginners. 

Yes, just like **every** lender who advertises rates we advertise our rate with discount points so its as low as possible. 

We only consider investments that allow non-accredited investors, which in most cases means 506(b), Reg A, or Reg CF filings.

Lenders are scare to give 100% because I have only done flip and hold at smaller amounts.

@Dominic RichardsonPrivate money lenders typically want a property with great potential and an LTV that secures their principal.

when it comes to the investment side I have chosen to largely remain passive investing in REIT's or other publicly traded options.

The lender that I'm choosing to cash out with requires a 6-month seasoning period.

Are there any lenders that can help with ITIN DSCR out there? 

Regarding your question, DSCR lenders are funding millions of loans a month right now- it's not hard at all to find a DSCR lender. 

His primary mortgage was sold to a private lender in the early 2000s and he claims he had to give an explanation each time as to why he financed with a private lender with such poor reputation every time his credit was pulled.