The buildings are typically customized to suit their needs, and therefore expensive to retrofit or improve for a replacement tenant, should the national chain decide not to renew. 

On a national level, IPX and Exeter have handled a significant amount of funds for our clients without issue.   

., Hoping for a national disaster doesn't feel good :).

National or out of state lenders also tend to have a good deal of hidden costs (junk fees).

HIGHLIGHTS- 1. work with a knowledgable real estate agent.

I am interested in the psychology behind the strategy of investing in Real Estate nation-wide.

SD, LA, OC, SF have been the best investment markets in the nation over the last decade (likely the last 2, 3, and 4 decades).So my suggestion is you continue to save and house hack where you want to live (likely Bay area for you) into a duplex using an FHA (assuming you can use an FHA). 

So they might consider, say, an unseasoned, stated income, 630 credit, cashout, foreign national loan at 60-75%.   

abstract_id...Also provided in the paper is a comparison of the US to other countries (other developed nations still did not have an impressive % of all correct answers but better than the US):And the highlighting of a gender gap:"Another striking finding, also consistent across countries, is that men are more confident about their financial knowledge than they should be: even when they were wrong, they reported being ‘very confident’ about their answers."

So bankers are likely to be forced to try to generate creative ways of financing an unafforable mortgage which often isn't a sustainable solution and/or people are likely to move elsewhere.Apparently house values also increased by some 21% in Los Altos from last year according to Zillow which certainly isn't the national norm nor am I aware of traditional income growth being in that range here.