So I’m glad I did some things in my life to change my mindset, so I can get better as figuring out, “what’s in it for me?”

Long term goals are to wholesale and give my family the quality of life they deserve.scott

Wow, nice to bring back to life a 5 year old thread...

I did it "Dave Ramsey style" and attacked one loan at a time, starting with the smallest one first.

My opinion, if you are laying out a bunch of cash, it better be life changing.

Beyond that, I think the important thing to determine is whether the bad credit was due to an isolated life event or whether it is an ongoing situation.

I own the lower half of a two story property in upstate New York.There are two separate deeds.I'd like to sell my half, move away and get on with my life.

Everyone has their own goals, their own style, and can be successful following any 1 of those 5 paths.

And, for many people, its a form of forced savings that, assuming they don't keep moving and don't extract the cash with refi's or HELOCs, can result in owning a large asset later in life.

Then instead of going and living an extravagant lifestyle, I kept building my portfolio.