Sense its family I was made to promise to wait to kick them out till spring because the have kids and they dont want them in the cold with nowhere to go.

If you plan to keep this long-term it could be worth exploring. 

I'm local to the area, but going to have my first kid soon and hoping to have a property manager take care of things while I get really busy with managing my demanding day job and new born.Can anyone refer me to someone in the SFBay who serves Moraga?

Does their kid or ex-spouse become your new business partner?

We are expecting our first kid in about 12 weeks. 

Kidding, thank you for the input.

So I maybe had $11000 into that cold box.I changed it out for another brand that sort of fit but the dog didn't like to sleep near it as well, maybe the kids were in college, and less people opened the door to give her treats.  

LOL run over 6k are your kidding ? 

We can do a higher down payment, but we want to explore the possibility of acquiring a conventional loan on this property before going the commercial route. 

I do not really have any time to read books as I work full time, run a motorcycle shop, raise 3 young kids, and self manage, among other things.