Such a great tool.

It is a great tool to have in the bag especially if you have a property free and clear and you want to keep the property.  

Finally, you have a new asset in an A+ market like Austin, which could keep gaining in value for decades to come.

Might I recommend a very VERY over looked area poised to explode in value and produce a better cap rate in the meanwhile.. 

It carried my family (and friends), I didn't have to worry about a scratch or a spilled pop or a ding from someone's shopping cart, I towed tons of stuff, I carried tools and materials for my business, and I was very comfortable and safe the entire time. $10,000 cash is a lot cheaper than $50,000 plus interest, plus higher insurance premiums.

I'm looking for rental income but I can sell at any time and should get back everything I invested (at least for now) Define "similar properties".Just because you add to a property doesn't mean the property increases in value over the ARV's in the area. 

Fannie Mae Loan Lookup Tool: https://www.knowyouroptions.com/loanlookup

I could certainly use moving, cleaning, and other relocation services as an option.I also agree about it just being another tool in my box of skills and an amazing lesson.

The fact that you are unwilling to buy properties due to what you call insane prices and them having doubled in value is insane.

If you get someone who will talk to you then you take the next steps - asking a title company to pull an O&E to check for liens, determine the market value (you can pay a broker to do a "broker price opinion" (BPO) if you don't have access to the tools or information.