I feel like this is a solid deal and there is enough income from the property to pay for financing as well as leave me with a substantial cash flow.

These deductions can significantly reduce your taxable income and increase your net worth.

I also went and got my RE license in the process to try and sniff out a deal/ increase income over my w2 job to help speed the process up.  

Hey my names Kino, and I'm new in the Real Estate field and i’m more interested in wholesale real estate because I'm young and i’m trying to build money to invest into properties, Im 16 do online school so i have much free time to focus on business and cant wait to work with any future agents.

The idea is for her to be a silent partner, while I take on the more active role of finding deals and managing the properties.I'd love to hear your thoughts and experiences on whether this could be a realistic strategy to get me started in real estate investing while at the same time help her establish a source of retirement income in the next 5-10 years.

That part is normal for commercial mortgages; 5 year maturity is common, and 2019+5=2024 is why many are expecting offices to have a rough couple years.Net operating income (NOI) is net profit before the mortgage payment, and determines how big of a mortgage you can get. 

It's dangerous to use contracts found online if you don't know how to read them or compare them to current law.

If i give them a down payment and they finance the sale over 20 years, are the capital gains deferred or is it taxed at the income tax rate?

Hello,
I'm trying to calclulate the Debt Service Coverage Ratio.  In order to determine NOI, do I include only annual repair and maintenance expenses or also a budget for long-term capital expenditures (roof, heatin...

Yes, your education, and don't fall for online classes on wholesaling.