The chart is outstanding and helps put our market into the proper perspective.  

I know themeforest.com has some themes but I'd love your perspectives!

As a young investor fresh out of college... 

My only message with this post was provide the "other side of the coin" perspective.  

Appreciate the renters perspective Paul Crawford

Obviously I wish we could avoid this, but from a financial perspective, if I know I can use my great credit going forward and will be handling all financial items, do I care about using my savings to dig out of this hole, or just go forward with much easier loans, which I can get approved for with much less hassle.

I don't know your market but there isn't much meat on that bone from a cash flow perspective... putting 15% down and paying for repairs makes it ugly in terms of CoC.The structure itself... it's about what you'd get from a credit union... 5% is likely a little lower on a 30 year amort but with the 10 year balloon it is similar. 

From a landlord perspective, the only "easy" eviction for a lease violation is non payment of rent. 

One thing "coming from a contractors perspective on this" I would recommend is pay attention to the transitions and where they happen!

My perspective was metrics used as guidance for purchase.