Additionally, the borrower can’t have late payments, foreclosure, judgments, or bankruptcy on their credit for 24-36 months. 

I would mention that you'll be filing a complaint with the state regulatory agency that oversees realtors in Illinois.

Or you can file as early in 2022 as you can (Basically 3 months) and get the income to count (but I suspect it will help only modestly).Good luck

I remember everyone telling me to get a bankruptcy attorney and I didn't have the money for it.

I have absolutely no reason to doubt her, especially since she isn’t even asking for them to pay for any of her damages (she filed with her insurance, which replaced the windshield already).She has a truck, and is aware that since it is a rather tall car, she has to wait until the door is fully open in order to proceed.The sensors should’ve prevented this from happening and the fact that the windshield wasn’t scratched or cracked, rather, shattered, is to me, proof that something crashed onto it.Her description of the situation makes sense to me, and the fact that she was given an invoice in return, is staggering.

Yes unfortunately lawsuits can be filed pretty much anytime for any reason regardless of whether they are right or wrong.

@Cameron Weld if you go to the county clerk office or website, you can pull the title history yourself for free because its public record and look for any liens that have been filed against the property.

Have you filed a claim yet?

It contains hundreds of files such as ebooks, checklists and spreadsheets for real estate investors: https://www.biggerpockets.com/files Good luck investing.

Have filed a complain with insurance board.Any advice is appreciated!!