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If anyone could assist, it would be greatly appreciated.

Hopefully the day will come where all of this makes sense.When you sell your house hopefully you do so at a level where you can pay back the bank the money you borrowed from them at the start.

Yet, its a very easy close if the borrower/buyer is working with a good agent and loan consultant.

is how good or bad a borrower are you to make a person charge you 2%.

If you have clients in this situation we may be able to assist each other.

Most commercial lenders are not so much concerned with the borrower's financial record and qualifications as they are about the mortgage property value.As opposed to banks, commercial lenders are able to give funding commitments in a relatively short amount of time.

With a decade of experience in commercial and consumer lending I have been appointed by the San Jose Investment Corporation of America as Managing Partner for the Greater Charleston/Coastal Low Country area of South Carolina.It is my pleasure to be able to locally assist real estate investors secure their short-term purchase/Rehab/Fix 'n Flip and even new construction loans.

The borrower would like to refinance his property without the lot so he can later sell just the lot.

Also, the term seasoning is used with regard to down payment and reserve funds being in the possesion of the borrower for a minimum of usually 2-months.