I apologize as I think I may not have been clear.

I can't say enough about the help and support I got... and continue to get... that is my TRUTH... your's is different and I will never apologize to you for my experience...

.  :-)Andrey - First, I apologize for derailing the thread and not even having the courtesy to answer your question...Whether to leverage and how much is always a very personal decision that will be impacted by several things:1. 

Jenny Bayliss (apologies if I misspelt her last name) just closed on one very similar and like her I will be renting it out.

Don't apologize for not offering their ask price.If you find a deal that makes sense reach out to me and I will consider it.

I apologize if I'm wrong and I'm sure you are going to tell me how wrong I am regardless, but I get the feeling you were handed much more than you realize.

I would apologize for being harsh and I feel I must disclose that I have never interacted with the company.

I apologize if it came off otherwise. 

If this question is not in the correct place I do apologize. 

My $.02.I apologize for my wording, my intent was the oppositeNatalie, someone I regard as a knowledgeable tax professional, loves to share tax horror stories.