There are not unified terms within the lending space to differentiate a lender like myself that lends out their own capital in defined ways secured against real estate, a lender that is more synonymous with 'hard money' that has very strict underwriting criteria and documentation requirements, a friends and family lender that may give a borrower money for the downpayment or closing costs - or even DSCR lenders that will offer permanent debt on properties.It gets confusing for borrowers.

High income earners may be subject to an additional 3.8% tax called the net investment income tax on both short-and-long term capital gains.So, yes, if your only objective to avoid capital gain and pocket the profit (not to do 1031 exchange or QOZfund), then stretching it to 2 years is your best option.

DSCR stands for Debt Service Coverage Ratio and you qualify based on the property itself rather than your DTI, work history, etc.

They do a lease between you and ALE but add the option if the tenant needs to stay additional months they have that option but the tenant will then be paying the rent.

If not, then it would be a good addition that could drive some revenue.

Additionally, Brandon Turner reads 50 books a year or more, and many other successful entrepreneurs and business men are constantly reading and talk about how often they read.

that fear turns into vacancy fear. the vacancy rate in the neighborhood is 1.7 so i used 2 . if i go to 3 it turns coc to 27 and -25$ cashflow from shownOverall goal is to hold forever, Cashlow at 66 and beyond with complete debt paydown , pass to kids when i die , they use the cashflow for their primary residences and beyond. (10 of these will do haha... but really)

For example, a landlord can't use a security deposit to cover COVID-19 rental debt.

Tread carefully wherever you buy as there are unforeseen HOA management risks in addition to the special assessments for delayed maintenance and building insurance skyrocketing. 

💸This can be a great opportunity for homeowners to host meetings, events, or short-term rentals without the burden of additional taxes.