Always best to get a numbers person to run the lending scenarios.When you want to start exploring your options here, tailored to your budget and goals, I'm ready to help!

Class A, Class B, Class C, where A gets paid first, then I want to see where the cashflow for those distributions is coming from day 1, and whether the lower tier distributions are really coming from the property or are financially engineered by raising additional reserves just to pay early distributions.And very important, if in an equity position: is there positive leverage being used, meaning going in cap rate is HIGHER than interest?  

From my experience talking to lenders, as long as the appraisal says the rental income can cover your mortgage, you are in a good spot to secure the loan.Feel free to reach out to me if you have additional questions on loan options (I work with investor-friendly lenders) and/or if you need a second opinions on investment properties in the Denver area.

I've been focused on value add. It's

Allowing for additional building and growth? 

However, you will have to show the co-guarantor receives consideration for a lender to accept the additional signer. 

These are professionals with additional training and a stricter code of ethics.

When it comes to finding private lending or exploring creative financing for your off-market deal, consider the following options:Local Banks and Credit UnionsPrivate Lenders or Hard Money LendersReal Estate Investment GroupsAttend Midwest conferences and networking events related to real estate.

I can see that this will do well in similar locations where rents are highest and people are looking for additional income.

@Savannah Walbert, more likely than not, you'll want to explore DSCR loan options.