I want to take advantage of my financial history and climbing credit while I have it.

It helps to make the paperwork more clear by setting up an LLC for the partnership and using the proper loan documents (lawyer can help with all that).

I’ve seen her snap out before and her history on paper (violence, rental issues) suggests she could be a problem.

My question is, will you invest in this property considering the history of multiple fire damage?

Looking at an insurance document for some dental work, I also think you should stick with dentistry for a while, as that would seem to be the highest and best use of your time.

If your closing documents say that you are required to live in the property for 12 months, then you should live in the property for 12 months.   

Now the balance amount is huge .... he said he'll pay some amount this month and will get a document signed by notary to pay the remaining balance in a month. n we agreed to it too .. now he is not answering our phone calls...no reply to text / emails... what should we do now?

I tend to focus much more on references, job history, payment history and income to rent ratio than the credit score. 

The 2-year request just shows your history and not all lenders call that a deal breaker if you don't have the 2-year history.

He also said they had done everything they could to give me documentation for her ESA, but her doctor was "out of town for a few days," but was gracious enough to send them an updated ESA letter that was "pending signature."