And you couldn't really claim ignorance after the fact (though ignorance of a law isn't a defense, but sometimes a judge will go easier on you), since you asked your accountant about those hours, and she said they can't be counted.I really think you just need to get your name on the titles. 

Tenant had compound fracture of the leg and couldn't get to door in time.

Again not a problem but what I'm thinking is if I'm just putting 500 a month away into savings then yes I get compound interest but is there another way?

Plus, legally, if you start accepting late rent, it can be perceived by the court that you have waived your right to requiring the rent on time.Also, if your lease doesn't already include it, it should say that accepting late rent does not waive your right to demand rent on time in the future (although this is questionable as to whether or not the court would still think you waived this clause), and you should consider adding a daily amount after the initial $25, so it keeps compounding up to a limit.I used a Nolo Press contract for California, and it included a cap on the late fee of something like $250. 

But, don't take my word for it, I've only been involved in one personal defense shooting where someone that was unwelcomed forced their way into a home. 

For example, their response to some clarification that I requested seemed defensive.  

In Sue's defense, Chris, you never mentioned the $70k balloon note at the end of term. 

There are too many bad lawyers out there and your first line of defense is to be familiar with the law.

Nonpayment of rent is not a defense for anyone including handicapped people.

If their lawyer thinks the charges are excessive or invalid they may present that in their defense on the court date.