That term only applies to government (generally courts) use.

Government completely collapses I'm confident that they could easily pay the mortgage on time.

It seems worse then if you filed bankruptcy or were foreclosed on.Leave it to the government to stick it to us or not protect us from the bankers that always seem to come out on top.  

@Michael Osborne I think this program is geared more towards people people who have worked in the federal government in the past and have have been furloughed in their current Non-Federal position.

As mentioned above you can get some government loans if the house is in good condition.

Forbearance was introduced for a reason and most lenders will be postponing payments until the end of your mortgage as directed by the government.

The websites I listed are government websites that tend not to charge anything at all for their services. 

Nobody believes the unemployment rate in the U.S. fell to 13.3% in May (or that it reflects the true state of the labor market), not even the government bean-counters who came up with the number!

Exemptions: Units receiving subsidies from the federal government will be exempt from this ordinance.

Always trying to get their piece is the government, which in NJ has an AirBNB tax of 6.625%.