Hello all, second time attempting to write this as the app crashed the first time! 

You can talk to a private investor, but not sure I see a big enough profit in your deal to take it on.Start living like no one else does, get a second job or a better job, so you can save $20-30K and you can make this happen.I've had to pass on two deals 'cause I didn't have the cash to put 'my skin in the game' (just put $70k into buying a primary residence).

@Matthew Hsieh I second Scott about the 1031 issue.

Doesn’t mean that the house is necessarily vacant.Could be a rental, could be a second home that they occasionally visit.

The the boiler is natural gas so I am looking for estimates on how much it would cost to install new gas lines, a new boiler, and then a second breaker box etc for the electric to separate the utilities amongst the apartments.

Second, I, too, am saddened about your unfortunate car accident, but I do applaud and commend you for not allowing a disability to hinder you from pursuing your dreams to open a real estate brokerage.Good job on continuing school and double majoring in business and real estate. 

and secondly would it be ideal time now to make that decision, since the lower unit walls are exposed?

You might find it easier to get a fixed rate second.

My second time around to buy property wasn’t that easy.

I’m currently working with my father to split another rental.