I ended up winning the online auction 3 weeks later.Closing took forever and I almost lost the deal countless times, near the end I even put my $3,700 EM deposit at risk to get extensions.

I guess I could ultimately just take the reimbursement out of their security deposit if they don't pay.  

., former employer 401k) to a solo 401k are not reported on Form 5498, but rather on Form 5500-EZ, but only if the air market value of the solo 401k exceeds $250K as of the end of the plan year (generally 12/31);When funds are rolled over or transferred from an IRA or 401k to a self-directed IRA, the amount deposited into the self-directed IRA is reported on Form 5498 by the receiving self-directed IRA custodian by May of the year following the rollover/transfer.Rollovers (provided the 60 day rollover window is satisfied) from an IRA to a Solo 401k or self-directed IRA are reported on lines 15a and 15b of Form 1040;Pre-tax IRA contributions on reported on line 32 of Form 1040;Pre-tax solo 401k contributions are reported on line 28 of Form 1040;Roth solo 401k funds are subject to RMDs;A Roth 401k may be transferred to a Roth IRA (Note that from a planning perspective, it may be advantageous to transfer Roth Solo 401k funds to a Roth IRA before turning age 70 ½ in order to escape the Roth RMD requirement applicable to Roth 401k contributions including Roth Solo 401k contributions and earnings.)

My gut tells me I should not refund her half the deposit back.

Often, they will keep the tenant's deposit money and leave the tenant high and dry.

Bringing back the Patriot Act will influence banking making more restrictions on the availability of your cash flow, deposits clearing, source of funds issues. 

We visit the property once a month to check on things, empty the coins and deposit them into our bank account.

Weeding thru the ones to make sure they have money for a deposit and that they will be able to clean up their credit and qualify is the bigger problem.

I know that the end buyer will be using a standard state purchase agreement and will list a substantial deposit, but how do I get my sellers to feel comfortable to sign my contract with no emd before that step?

However, in an attempt to ensure he gets his security deposit back, the tenant bought paint from Home depot when the original color was from Sherwin Williams and attempted to touch up the wall through out the whole house.