This would save money on closing costs.

The monthly rent covers my loan, property taxes, yard care and leaves me with a small amount  per month which I save for repairs.

Hello all, I have enough money saved to put 20% down on another property, own my primary residence and one rental property. 

So I've been strategizing how to start my RE profile in the next year or so, but the biggest things is saving to get that 10-20% down..

This way, I can discount my offer by the amount saved in Realtor commissions and closing costs.4.

I thought i would learn for a year or two because i was just over broke, and kept listening to guys that were doing conventional buy and holds, thinking to myself "well this sucks, I'll never be able to save up 20%!!!!"

I also accept direct messages.What I am looking for in an Agent Ability to set me up with a daily email alert with new listings to the MLS + price adjustmentsAbility to recommend me contractors(roofers, plumbers, electricians, etc)Ability to provide comps for properties that I am interested in.Knowledge about the areaWhat I will provide to the agent I will not ask you to lowball on a bunch of housesI am okay with you sending the listing agent a informal offer to save time from having to draft a full contractYou will get a client who is an experienced investor.

Thanks @Bob Collett @Greg H. you just saved me a $40 membership fee!

The other part of me is questioning if I should wait 9 months, save up some more money and continue learning as much as possible to see if the housing market softens up to get into a better deal. 

I have Money saved, but I would like to avoid using it if I can, so I have looked into Hard money lenders as the quickest option, I would like help evaluating if it makes sense to use that route of financing.