If they say no, then ask them what options they recommend since they are the ones limiting your progress to improve the community.  

there are lots of options with you budget I invest in toledo where cost efficient properties are available in good areas More then willing to chat about it

I'm leaning towards getting the house then quitting the job a few months after I'm settled and having tenants pay most/all of the mortgage.

Total profits last year—subtracting property taxes, management fees, insurance, and repairs—were approximately $12k (which was then divided into shares for us and relatives).The city is Grants Pass, Oregon, population 40k, with median household income around $50k (50% lower than the national average).

If you choose to copy the key you could make a copy and mail it to them, then they have to pick up the held mail to get it. 

Between all the licenses I already carry for my current business endeavors in different states, I'm not too keen on adding another set of licenses I would need to possibly study, apply for and take a test for then maintain with CE credits in an industry I'm not even sure I want to take on with any meaning volume.  

then the why we do it so we can spend more time with family/kids.. then on and on.. these are tried and true techniques that have been used and taught for years and years. 

Planning to put more then 20% Downpayment .

Those present two very different levels of risk.You should also consider how long ago the offense occurred and what the individual has done since then.

Since then, we've been using it solely as our primary residence.