So when I find notes, ie. real estate secured, business notes or commercial notes, well, hopefully I will be able to come to this forum that is full with all of these investors.Mary

My biggest issue is that My income is not very high (only $2,600 a month take home) and I don't have substantial reserves for down payment or as security for 2 months mortgage payment and stuff.

You as the Landlord have a secured lease for three years.

(interest rate, term, baloon, LTV, lender participation in upside, etc.).Some details:- 1 acre lots- lots selling around $30,000- lots in neighboring subdivision sell for much more than $30,000- sales history shows brisk sales over past two years and steady appreciationGiven the current situation with real estate lending, I don't know if securing financing for such a situation is even possible, but if you have done something like this in the past, I would really appreciate your thoughts and wisdom!

I have a 786 credit score and 100% secure job for the next 3 1/2 years.

I would ask a mortgage lender to print out a Fannie Mae / Freddie Mac copy of their note and trust deed from their mortgage processing software.

I am curious how one goes about finding people who can and are willing to hold a promissory note with the intention of having it secured with a deed of trust, I have recently been tasked with this and have no idea where to start looking or even how to go about it?

Don't worry about it getting destroyed by tenants, good screening, high security deposits and having rentals in the right market.Your rental should be improved up to, and a bit beyond the competition.

and you still take a security deposit?

Pretty secure as far as jobs go!!!!!