The agent did get it from the seller so it could and probably is some version of fiction. 

The problem is that the Navy FCU has denied the application due to my partner not meeting the desirable credit score of 650+.  

I am making 40k a year with my job and I have a credit score over 737.

Here is a better formatted version of the numbers.

yep, all well said, Bri. i was so ready to post violation notice based on undisclosed and over-occupancy but then the paternal grands showed up to assist with the foster/custody hearings and so i'm giving them all til june 1 to GET OUT otherwise i contact child protective services to share the alleged fraud claims which i'd rather not get involved with as its hearsay based on the maternal stepgrandpa's version of the story but makes sense that they needed to document the apt as leased by a caregiver other than the parents themselves of the seized kids.

To borrow money for two reasons is not possible as traditional lenders like banks or other mortgage lenders will do hard pull on your credit score.

Has anyone been successful obtaining a mortgage from a traditional lender without having a credit score?

{end of EDIT}I was just on the phone with another landlord near me, who has many more rentals and I was commenting to him how he is among the most highly rated landlords in this next website, where tenants rate their landlords:http://whoseyourlandlord.com/landlordsSeems mostly local to my area, but now that it is on BP it could go nationwide faster ...Landlords and PMs would do well to read the comments associated with the reviews of any landlord in that site, especially the lower scoring ones.

Credit scores, criminal report, rental history with dates, eviction reports, employer information......?

I think I posted their response on here somewhere but my credit score was either 780 something or 800+ based on their credit pull.