Closing dates moving earlier are always the best kind of surprises!

Lastly (and unrelated to the lender's credit issue), is it typical for the lender to require that the insurance policies start way before date of recordation?

For evictions and collections, you pay the court costs prior to the court date. 

Is it typical for a mortgage lender to require that the insurance policies start way before date of recordation?

I know, I know... no easy way out, nothing good can come of it, too awkward...A friend of my Cousin came by to look at one of my units (stop snickering)... nice looking girl, about my age, nice job, seemed down to ear...

The name is familiar but anything written that long ago will certainly be out of date, perhaps there is an underlying idea, but so much has changed, laws, markets, perceptions of sellers that trying to follow something that old could be dangerous today.

What's the best website/resource to find properties that have an auction date within a month away?  

A Borrower's payment is usually given a grace period of 10 to 15 days past the payment due date each month.  

Check with your agent but here are a few items that should be placed in the special stipulations portion of your contract (special stips will often control over conflicting stips in the contract which is why you want to put them here):- Due diligence starts when the Seller delivers to the Buyer the bank approval letter- Earnest money is due within X number of days from the time the Seller delivers the bank approval letter (BAL) to the Buyer- Closing shall take place within 30 days of the Buyer receiving the BAL- Buyer may, at Buyers sole discretion, terminate this contract if the sale of the property is not approved by the Sellers lender within 90 days of the Binding Agreement Date. 

BP is an amazing resource.Account Closed  I estimated only 12 months because I will be buying off-market and will likely control the closing date and have the flexibility to push it.