As my avg rental period is <8 days, and I have <14 days personal use at the property and believe I can meet the material participation test, this should be a non-passive activity.Specific Questions on Material Participation:1) Do hours logged for material participation in 2022 include time prior to placing the property in service (i.e. first half of 2022)?

I can personally live with the bathroom, but it definitely needs a new toilet and vanity at minimum.

Hi Kristin,Most DSCR lenders won't check your personal income/tax returns.

"Home" suggests it will be for personal use.

I understand this will vary from person to person and could be a debate so feel free to PM me if you have some thoughts.

All four units are occupied and the tenants are currently paying their rent via cash in person.

If you can't keep control of your personal finances, you are highly unlikely to succeed in real estate investing.

- Loan Type and Liability: Implications of personal vs.

See what I personally did in my comment below in #2! 

House hacking will also give you some personal "property management" experience.