Buyer had offered a 5 year carry at 3%, after I balked he made a minor adjustment to annually adjusted rates peaking at 5%, and then I countered with a 3 year term at annually adjusted rates of 3%, 6%, 9%.

Let me explain: The typical first time buyer 26-32 years old in the DMV are earning $75,000-$135,000.

But with private money loans investors usually only earn between 8 and 10% APR and they don’t experience super gains that people may get when investing at the bottom of a market cycle.

Units can be rented out together or individually, giving flexibility during peak and off seasons.

Quick end of season update for the Oregon Coast..The challenge is not so much quality investors or even interest rates (as we've seen a considerable drop in lending rates since the peak in September) but a lack of quality investment grade inventory. 

You will need a lawyer to draw up the documents, but this would give her the ability to earn some money and you would not have to come up with a large down payment. 

But if you're spending too much buying unnecessary junk, it doesn't matter what you do or where: odds are you'll keep doing the same thing and end up with a mess.Let's get back to basics:1) Are you doing a written monthly budget and living on less income than you earn?

BUT we have to also consider this to be just a part of your return.You also earn a return on potential appreciation.

After five years you'll have earned $90,000 in rent income and gained $34,000 in appreciation.Buy four houses with $50,000 down on each ($200,000 total).

The first major housing bubble in US history occurred in 1837, coinciding with a stock market that also peaked right around the time housing prices did.