I have invested roughly $8,000 in cosmetic repairs, and I currently rent it out for $900 a month..also I have 15K that i saved to assist me in my next investment.

I find that I often have to call the 311 number for assistance.

The Department of Housing and Urban Development released updated guidance on assistance animals under the Fair Housing Act.

DTI will be your biggest issue in qualifying though, granted much more lenient on DTI (usually up to 50%) than an investment loan (usually under 40%).Last idea - give thought to downpayment assistance programs.

@Julius L Evans I can assist with your contractor needs in Hagerstown.

You have to see if for yourself. let me know if I can provide additional assistance.

I used a down payment assistance and will house hack to help pay for the mortgage.

Is there anyone that has a a formula to provide or would be willing to briefly chat to assist?

I'd appreciate any assistance you can offer thank you in advance....

  - consider working for real estate office - receptionist, assistant, anything. also consider becoming an agent. - do not over leverage, do not spend on stupid stuff, save up, keep reading,  meet people, be nice and kind to others - it does pay back. good luck!!!