Read all the documents so you know and understand what you are signing. 

@Riley Blake  FHA does require upfront MIP (mortgage insurance premium) of 1.75%. 

Current revenue streams:1)W2 Job- Licensed Insurance agent for Property & Casualty and Life2) Amazon FBA/Ebay selling3) Window Cleaning Biz- Have two clients so not much revenue coming from thisI have been really procrastinating on doing my notary class.

And the insurance could go down. 

But if you're in an actual flood zone requiring FEMA backed flood insurance that is a joker that could easily come back and bite you hard if the Govt continues with it's stated intent to gradually get out of the subsidization of flood insurance. 

Home Possible is 95% LTV, as compared to FHA's 97% LTV, but with the added benefits of beginning with a conventional loan (no mortgage insurance for life of the loan, as opposed to FHA), having a stronger offer, no self sufficiency equation, plus less strict standards for home condition that can kill the value-add ambitions you had with your FHA.Recently there were other changes with this program that makes it an even better product, and the only person on this whole forum who seems to be catching it is @Chris Mason who has written about it herehttps://www.biggerpockets.com/forums/517/topics/42...and herehttps://www.biggerpockets.com/forums/49/topics/609...I just wanted to point that out as you get into it because if I hadn't found this product I'm not sure if I'd even have a house hack right now.  

One property I’m looking at everything is good, they have reserves, owner occupy ratio is good but the roof is currently being repaired through the insurance company.

Do I need to get title insurance and property insurance during the redemption period?

Therefore, you can deduct items that are directly related(repairs) to the rental units plus items paid indirectly for the rental units(think real estate taxes, interest, insurance).in addition - it looks like you are looking to use parts of the personal residence as a home office.Just note that, it would be hard to prove that you use 100% of the personal residence as a home office. 

I would do three forms of communication, email, phone, text to document you have tried.