Also forbearances and forbearance extensions were offered to pretty much ALL borrowers, current or not. 

I used Reonomy to drive for dollars for about an hour/day in every midwest market I could find and built out extensive lists of target properties that fit with criteria.

Most rental properties will rent without extensive work being done.

Most of us have extensive experience with STR's.

I was chatting with a company last week about a refi - they were about the same fees and .25% higher than a conventional mortgage for a cash out refi :) I thought that was pretty awesome since the conventional mortgage needs 2019, 2020 taxes, all the W-2s, 2021 extension... among other things...

The lessons that I learned throughout this process is to do extensive research on the location on where you want to buy and make sure that the realtor that you are working with know your criteria on what you looking for so that way the process can be smoothly.

Hopefully this was the last extension but I feel it will go for the rest of the year nationally and in landlord friendly areas much longer. 

Looking to purchase a Live-In Flip and make extensive repairs.

I use my calculator which as can be seen is highly case specific and requires extensive information.

Pre-screening and extensive questions in a for rent and tight written criteria helps solve this, along with no phone number or address.