My goals is to refinance and pay them off in 18-24 months.As you will read that is 100% financing which I never thought could happen but it did on this one.

General thoughts and questions I have include:1. 

Please share your thoughts.

I've never thought twice about calling banks, but I've never marketed to the general public.Am I totally "free" because I am direct borrower and providing a mortgage as security?

Stay engaged!

Thoughts, perspective and advice are appreciated.

Then I had (what I thought was) a brilliant idea, Mobile home!

I would only do this if you can afford to have them live in the unit for free and can repair any damage they do out of your pocket - in other words, a purely philanthropic arrangement, where if they pay, all the better, but if they don't you wanted to provide the charity anyway.Otherwise, you should put this thought out of your mind and give yourself 5 good Moe slaps for even thinking the thought!

Stay engaged on here and you will find many doors open to you. 

I could be wrong, but I thought that inherited property was exempt from the due on sale clause option(Garn-St.Germain Depository Institutions Act of 1982).https://www.law.cornell.edu/uscode/text/12/1701j-3Brian