That would certainly maximize your VA owner occupant benefits.

fha.org and here's an article on ithttp://library.hsh.com/articles/homeowners-repeat-buyers/occupancy-fraud-risks-not-worth-the-rewards.html

Probates are a different animal (must be handled with care) and owner occupants in general are a hard pool to mine for motivation.Most wholesalers I know are NOT mailing to all the Abs with Equity.  

If a permit is not pulled (which won't be granted until these previous fines are paid off), they can put stop work orders on the property and deny occupancy.   

I wanted to run this deal by some people on the forums to get some advice from people wiser than I on this.Here are the details on the property:Located in western Maryland - old coal mining town; weak but seemingly steady economy; lots of blue collar workers8 units - 2 bedrooms in each unitEach unit rents for $500-550 (one unit rents for $400...special deal for tenant with current owner)100% occupancy = $49,800 gross rentals/year (not including laundry below)Comes with laundromat on first floor - 6 washers, 6 dryers; open to public; current income unknown to owner, but estimated by me at $250/moTaxes:  $2,800/year ($233/mo)Owner-covered utilities:  $7,200/year ($600/mo)Insurance:  $2,700/year ($225/mo)About 1,000-1,500 sq ft of unfinished garage space on the first floor that is not being utilized.  

We are all easy going and I don't think it will be an issue (I hope).I have a few questions about leasing and proper division of utilities and common spaces.Tenant number 1 and 2 will each be renting out a bedroom and sharing the rest of the house with any other occupants including myself (landlord).1.

I've seen retail real estate contracts that have no contingency for clean title -- just because that contract exists doesn't mean any buyer should ever consider using it.It might be reasonable for an owner occupant to take pre-possession of a property. 

They are co-signing for all occupants.  

Occupancy rates are over 95% in the grid.

For another, my occupancy of the MIL is so unpredictable and sporadic that it is hard to develop any rationale for the portion I should pay even if I wanted to do so (but it would definitely be less than the sq ft proportion).So, I was thinking of just laying it on the line for prospective tenants, "yes, you will pay all electric/gas/water/cable/trash, and yes that includes for the MIL suite, but I will pay landscaping ($200/mth) and pest control spraying ($30-$50/mth)".It probably wouldn't deter the discovery of a decent tenant, but I'm fearful I'd be planting the seed for some amount of resentment, whereas if I were to communicate (or treat) the situation differently, maybe I could avoid and have a nice Kumbaya relationship.Any ideas on how I could best handle this situation?