This is a bit of a public service announcement. 

Moreover, you might not be able to convince the seller of the benefits they receive and you might not be able to get around the loan servicer responsibilities.

And, after asking the owner of the unit below me, it turns out there was serious damage on her flooring. 

Something like your services are no longer needed could likely fit that in many states.

If the property cash flows well enough to cover the lenders debt service coverage ratio, and you have adequate liquidity, you should be able to qualify.

In the past I saw Quest & IRA Services Trust Co. recommended.

I've personally never seen or heard of a large servicer sell a one off note.

As long as your income is less than 150k -you can also itemize the depreciation of the flooring, appliances etc. for those unIts yoI do not occupy over a shorter period of time than 27.5 years -you can write off the cost of improvements to the units in which you do not occupy NOT Occupied Rental Property--you can write off the interest and property tax to lower your overall income to a lower tax bracket.

I got an investment/secondary home HELOC from Vectra Bank but their customer service and overall experience is trash.

Preapproval is generally free; lenders typically do not charge for the service.