They may take it the wrong way and cease being a good tenant.

I get what you are saying, but to continue with your analogy of the medical field, I look for doctors who talk to me about my spiritual and emotional lives, as well as what is physically going on with me, because the three are inter-connected.

If a person has huge medical bills they cannot repay, even if they make a good income, or had a business go south and owe large amounts of money, after filing, the new income that comes in is often (not always) free of claims of the bankruptcy trustee.Only an attorney with knowledge of bankruptcy laws who looks at the specific facts can advise you safely.

I would check with your insurance carrier as per liability or medical coverage.

Many renters will have items in collection for things like medical bills that have little bearing on whether they pay their rent, but those collection items kill the credit score.

They received the notice to cease communication unless an emergency today.

Educational "investment" my butt.....it's a "bad debt".Oh, and to the people saying "get a 2nd job"....I don't know about him, but my classmates and I were specifically forbade (and had to sign contracts threatening to kick us out of school) from working outside of medical school and residency.

As an example, toll workers were replaced by automation, postal workers may soon follow with drones, and both medical n legal services are now being offered online.Thoughts?

During this phase, growth ceases, and property values level off.Then finally comes the phase of decline, or disintegration, which is the time when deterioration sets in, and property values fall.

This issue combined with an unrelated bad investment and her husband's medical issues and subsequent job loss - it really was a perfect storm of crappy things for her -  and she ended up declaring bankruptcy and sold her properties (she only had 2 besides her own home).