I don't know how or if they calculate loads in the south, but in snow country, if there is concern over weight of shingles on a roof, whether one layer or three, your roof is severely under built.That said, I'm still a proponent of tear-off every time.

So even flushing doesn't help in CA...I guess than there's no point in wasting money on servicing!

So online advertisement is a waste of time and produces no applicants.

I'm shooting for next fall for any real work load.

.- You'll grow more and more resentful of those "wasted" years as they slowly grind on.- Your ROI will not compare to starting now.- After those 17 years you should be able to really retire if you chose to or live a much higher standard of living.- 20 years will likely take a physical toll on you.

I did so much work looking on the online deed search(wasted, but learned too), for the liens.

@Hattie Dizmond - your answers are always good, but you nailed this one right to the cross...lolol  Can I translate - quit wasting our time; go use the calculator!

I don't recommend you go buy that stuff on credit cards, but if you're doing deals its not a crazy waste of money IMO.  

I would not waste an opportunity to get a discount from the sellers and close on time, possibly a significant one.  

If they are writing FF loans, they don't "like" my file, too many mortgages, owned by LLC's, etc, so I won't waste time going further.