@Dee Mandrekar I used different things to learn.

I was driven through 38111 zip code by a local, @Alex Craig and he explained street by street how different the houses, tenant base and rents were.

With a growing population, a diverse economy, and a vibrant housing market, Charlotte offers numerous opportunities for creative real estate investing strategies.

While this initial policy allowed me to secure conventional financing, I'm now in the process of planning and executing renovations to enhance the value and appeal of my home, with the goal of switching to a different insurance policy after completing the remodel and being refunded the unused portion of the escrow.

I think each type of lien is different in each state (HOA vs.

This criteria is for 1-4 and 5-8 unit programs.I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

What makes you different?

Holders of those loans may never sell their house since the cost to buy a different similar house would be astronomical, and unless a move was absolutely needed, they just wont sell.

So, knowing what value YOU bring makes a big difference in how well things will go. 

To minimize risk and capitalize on different market conditions, consider diversifying your investments across multiple markets or types of properties.