IF you qualify for the SOLO401K (must have self employed income as the main criteria) in MOST cases they are better; larger contribution limits, easier to leverage with less paperwork involved. 

Life is nothing more than an accumulation of each and every choice you make.

Also, I would appreciate any advice for how to show a house that the tenant is not keeping in good share (mainly pretty filthy bathroom conditions?)

Do you think working under real estate investor is good choice?

If he's still going to make the mortgage payments for the next 6 months until he buys her out and gives her enough money I'm assuming to be able to some how qualify for the refinance, or some other purchase, then I'd tell her to wait.The main thing is if she can't afford the mortgage now, how is she going to qualify in 6 months from now? 

Overnight the ceiling in the main floor bathroom of our four plex collapsed due to a water leak.

Glad to hear a nice comment about SF and sounds like you might have dealt with claims and hopefully nothing drastic resulted from any one of them (I mainly regret placing one for a small loss but live and learn). 

Just to clarify choice of words, when the tenant was "confronted" does that mean that the owner/landlord started off with an attitude or was angry about the nonpayment?

@Shital Thakkar  I don't have very many homes in the Dallas area, I mainly focus on homes in Wichita Falls TX.

Mainly looking in the sub-100k range, looking for turn-key and managed by PM.