Hey Gang,So I've been a mortgage broker for several years in the CRE Lending space, and I have capital partners I work with who offer 100% CLTV funding for bridge loans or short term, I/O financing.

.$200k is your max purchase price or max downpayment funds?

Hey Anthony, Lots of opportunity for low entry multis in PA.

FHA is good for low income, lower credit and offers higher DTI ratios to accommodate.

The problem is, all the ones I've seen, you have to keep your collateral funded or they start selling off your stake in order to keep it at a certain percent, so you have to keep an eye on it.

That transition becomes messy and costly to many investors as they didn't take into account low appraisals, seasoning periods, LTV restrictions, etc...

You are definitely correct when saying Bigger Pockets was more active when rates were low.

The low end assumes a 60% occupancy. 

These are not actual numbers but just for illustration purposes - though look quite realistic for the market I am considering based on Zillow, FurnishedFinder and other sources.Vacancy rates for MTR are low due to an acute shortage of nurses. 

You can do the Jack Hammer w/ Chisel Bit,  or Rent a Floor Scraper from Home Depot or Lowes.