This includes both inside the city limits of Mt.

Most big banks will follow FHA guidelines, but some of the local banks / credit unions have more aggressive products and can lend with higher LTV or DTI limits once you have some experience.

I would stay away from any advertising that limits occupancy based upon income source...

I'm not sure of the various features of VA loans, but based on the post I'm guessing your limited on how much VA loans you can use.

There has been a limited supply of new construction multifamily, but those properties have been a better fit for 1031 exchange investors or owner occupant investors living locally.

My recommended purchase/rehab limit per unit is under $80K for SFH (3 bedroom) and under $50k/unit for MF. 

In the past few weeks I charge more then the usual maximum 30% of the Credit card limit.

I currently have one business card each for both of them through capital one that I got using personal guarantees but the credit limits are very low (1000 and 500 respectively)but I keep the utilization rate sub 20%.

So if the multiunit property is the SFH loan limit you should be okay to purchase but you will need to live in one of units.

Consider the loss -tuition.