Subto’s are getting called by the banks much more often these days because the banks will make much more money on a higher interest loan.

The rental company doesn't need to pay the security deposit back to the tenant because it's "insurance." 

Appreciation, depreciation, amortization of the loan, and cash flow (and laundry machine or soda machine or parking money if applicable :) all blended to create my actual return on ownership of the asset. 

You could charge their security deposit, but it likely wipes it out leaving you with no security at all.

I have a buddy that is in mortgage but unfortunately we are not able to secure deals with his company because most buyers have better financing or cash options and this is taking me out of the game.

@Kelvin BoydDeciding to buy a property or wait for loan rate shifts leans on many parts.

Most hard money works like this Rates: 9% to 13% (Most Deals are 11-12%)Terms: up to 36 Months (Most Deals are 6-12 months)Fees: 2-4 points(%) of loan amount paid at closing (Most Deals are 3 points(%))Minimum Loan Amount: $50,000 (For loans less than $250,000 $2,500 minimum fee)Max Loan: 65%-70% of After Repair Value(ARV)100% Rehab Financing Available (Require 20% of purchase price down payment or cross-collateral)Closing Timeframe: 48 Hours - 3 Weeks (Most Deals are 2 Weeks)NO PRIMARY RESIDENCES, NON-OWNER OCCUPIED ONLY, BUSINESS AND COMMERCIAL USE ONLY.

I just sent a message to my property management company now asking if it's customary for them to list the rental on MLS.Also, regarding the rental price; Not only have I completed the lanai mesh, installed blinds and added a whole-house water conditioning system, but I'm also including the Internet connection and the security system in the advertised asking price which I believe should be worth it. 

The Solo 401k also allows for participant loans.

It also means planning for potential increases in debt service, depending on the type of loan that you have.