I would use the new FHA loan and apply for that.

Speaking from experience you do not have enough Capital to do a successful BRRR unless you are using a construction loan.   

The property is in pinellas county (clearwater)   The folks above are correct that you can check out the county recorder's office / public records, which may entail having to go down there in person during gov't work hours.You can also ask your realtor or loan officer, who may be more available, and can send it to you via email. 

Also check with @Joseph Chiofalo for some further STR investor loan programs and he has a close tax rep we work with.

The standard connection worked fine with minor syncing bug every now and then but the whole purpose is to make this an easier process..so now with Vrbo we will now be responsible for collecting and submitting state tax, damage insurance for the what if situations( which from the plans seen can be like $60 per listing), collecting payments..ya I don’t think so.  

I am trying to raise the 10% down and bring in a partner or GAP loan person.

If you could fog up a mirror you could get a loan.  

Hey, guys...Does anyone have any experience working with Bluprint Home Loans? 

Up until the trustee sale (foreclosure auction), the home is still owned and fully controlled by the home owner.I’m assuming you’re going to be looking at off-market properties (since loan status isn’t something they advertise on the MLS so you likely wouldn’t even know if it was in default if it’s a listed property).So, in that case, you’d just negotiate a purchase agreement with the home owner and then take the contract to your local escrow/title company to open escrow. 

On the flip side if an extra $500/month would drastically change your financial situation then go towards a more cash flow market.