I'm sure the article highlights the fact that you can get an owner-occupied loan on a 2-4 unit property (same rate/terms as if you were just buying a single family home to live in) so if you can qualify for what I assume will be a larger payment (more expensive purchase), I think you may find it worth it to 1) get more income coming in from multiple units and 2) you have your own private apartment to live in (not sharing a kitchen, etc. with roommates).Good luck!

Having done remodels for decades, I can tell you without doubt, that your #1 ROI is the kitchen. #2 is the Master Bath. #3 Master Bedroom. #4 Open Floor Plan. #5 Other baths.Of course certain families will have their own wish list, but these will be your money makers.

Simple fixes with this one; new flooring, new paint, new kitchen and new bath (to name a few things).

I received my appraisal back, and the appraiser didn’t consider the second dwelling (studio, no kitchen but bedroom and bathroom). 

Removed all the wallpaper, painted the entire house, redid all of the floors, cleaned up the DIY attic conversion, installed ceiling fans in all rooms, slightly reconfigured the kitchen What was the outcome?

nothing yet. future plans include roof, flooring downstairs, update kitchen and baths What was the outcome?

Why builder had to install steps from kitchen to family room when living room and dining room on the other side doesn't have any steps.

Some need a bath/kitchen upgraded scoped out and done each time a unit turns.We're not looking to hire a contractor for this. 

My ratings are higher than the hotel ratings and access to a fully stocked kitchen and a washing machine / dryer.

I have personally seen this exact situation put an old timer out of business because he had so many vacancies that he had to pay the park $30k a month just to keep his homes there.