That leaves a chink in the LLC armor but is more protection than without the LLC (and may create a due on sale for the mortgage, that many investors ignore)...many people do this with their primary residence and deed the home to their non-working spouse.

IGNORANCE CAN BE COSTLY

I keep getting emails from them, but I have been ignoring it.

The only advice I can give you is: please continue to be yourself, ignore the critics and never stop working on your dreams and goals.

Most people will ignore a listing without pictures or addresses.Please keep in mind that future investment properties will require 20% down if you are using conventional mortgages.

Seems to me that anyone with a brain and good intentions would see that collection and ignore it.

I am new in the country as well, so you can excuse my ignorance/incompetency in many things.

I ignored them and moved on with my life.  

Pump the brakes, do some reading, come up with a plan, and then seek coaching.There are a number of "gray hairs" (meaning experienced) people telling you what to do in this thread and it seems like you are ignoring the advice.  

I'm only mentioning incase you ignore my tip to go ready the BP threads on lonnie deals in the MH forum.